Have You Suffered A Work-Related Injury?
When you’ve been injured on the job, you need to be certain that your immediate and long term medical expenses will be covered and that you’ll still be able to take care of yourself and your family while you’re unable to work. That’s what the Connection workers’ compensation law is designed to provide, and the attorneys at Jonathan Perkins Injury Lawyers are here to make sure that your rights are protected and you receive the compensation and support that you deserve.
We are an experienced workers’ compensation law firm that has represented a wide range of clients who have been injured on the job. Our experience in representing workers includes helping professionals from doctors and lawyers to waiters and waitresses. Whether you are an iron or steel worker, a police officer, a firefighter or a pipe fitter, the laws have been written for your protection and we are here to make sure that you have a passionate advocate working on your behalf.
At Jonathan Perkins Injury Lawyers we know that the workers’ compensation process can be stressful and frustrating – that’s why we work so hard to make sure that you understand all the steps that are involved and to smooth the way and make it easy for you to get every benefit to which you are entitled. From helping to fill out forms to collecting all of your medical records for submission, we have extensive experience in every step of the process. We’ll even make sure that your medical bills are paid! Our goal is to make sure that you obtain the lost wages that you need and the compensation that you deserve as quickly as possible, so we will represent you at hearings before the Workers’ Compensation Commission, negotiate on your behalf with employers or insurers, and do whatever we need to do to ensure that you get the best result possible. We do all of this without charging any up-front fees or costs: we don’t get paid until you receive your compensation, providing you with the confidence of knowing that you have an advocate who is working hard on your behalf.
Understanding Workers’ Compensation Benefits in Connecticut
There are two different categories of workers’ compensation benefits. One is the payment of medical expenses for work-related injuries or illnesses. It covers all treatments that are needed. The second is compensation for any earning that you lose as a result of the inability to work. These are called wage loss and indemnity benefits, and they cover both lost earnings and permanent disability. The determination of how long this second category of benefits is available is dependent upon whether your disability is permanent or temporary as well as whether your disability is total or partial.
The highest maximum benefit is awarded to total disabilities, and they are paid for the duration of the disability. By contrast, partial disability benefit amounts are determined based upon a number of variables, including the severity of the disability and which body part or parts are affected. There are pre-established benefits for a specific time period, and all of these are outlined within the state’s laws pertaining to workers’ compensation. We’ve assembled some basic information regarding the available benefits:
- Medical Benefits: Provides for medical, surgical, hospital, rehabilitation and similar expenses based upon an existing fee schedule. There is no maximum or minimum, and it is available for as long as is needed.
- Temporary Total Disability: Provides wage replacement for workers who miss more than three full days of work. Rate is set at 75% of gross pay at the time of injury minus Social Security, state and federal taxes. Minimum is 20 percent of the maximum benefit and maximum allowed is 100% of the state average. It is available for the duration of the total incapacity unless otherwise ordered or agreed to.
- Permanent Total Disability: Provides for coverage for six specific injury categories presumed to cause total disability and pays 75% of gross pay at the time of injury minus Social Security, state and federal taxes. Minimum is 20 percent of the maximum benefit and maximum allowed is 100% of the state average. It is available for the duration of the total incapacity unless otherwise ordered or agreed to.
- Temporary Partial Disability: Provided when the worker is able to return to work but at less than pre-injury wages and offers 75% of the difference. There is no minimum and the maximum rate is established at 100% of the state average wage for production workers. It is available until the partial disability ends or the time period established for the individual body party is reached.
- Permanent Partial Disability: Provided when the worker is determined to have suffered the permanent loss of function or body part use. Payment is made when a physician has determined that maximum improvement has been achieved. Pays 75% of gross pay at the time of injury minus Social Security, state and federal taxes, with no minimum and the maximum established at 100% of the state average. Duration is based upon the specific body part or function.
- Discretionary wage differential: Specifically provided based on the discretion of a commissioner and offered when a partial disability has created a wage disparity. Rate is 75% of the difference between pre and post injury wages, with no minimum and a maximum allowed of 100% of the state average. Duration is also discretionary.
- Disfigurement and scarring: Provided when significant and permanent scars occur to the head, face, or neck, or a body part whose disfigurement will impact worker’s ability to find employment. This is awarded as a one-time payment, with no minimum and a maximum of 100% of the state average multiplied by the number of weeks awarded.
- Death: This is provided to a surviving spouse or eligible dependents, based on 75% of the gross pay at the time of death less Social Security, state and federal taxes. Where no survivors exist the benefits can be offered to other dependent family members for a period of up to 312 weeks, based upon their level of dependency. Minimum is established at 20% of the maximum benefit but no more than 75% of their net average wage, with a maximum of 100% of the state average, plus burial benefits of up to $4000. Duration is based upon relationship.
The attorneys at Jonathan Perkins Injury Lawyers are extremely knowledgeable about all aspects of Workers’ Compensation in Connecticut, and can advise you as to what potential benefits you may be entitled to based upon your injury and level of disability. They can also explain the important details of how workers’ compensation is distributed, including how often you will receive payments, what the minimum and maximum amounts are to which you may be entitled, and what the various benefits are. In most cases, the disability is based upon the average weekly wage that was established in the year prior to the injury or illness.
For compassionate and knowledgeable representation of your workers’ compensation claim, contact the attorneys at Jonathan Perkins Injury Lawyers. We are available to meet with you and answer all of your questions and will work hard to get you the compensation that you deserve.