Protect Your Guests from Slip and Fall Injuries by Avoiding Wet Floors in Your Home
We’re headed into the stormy season, and that means there’s a good chance that the floors in your home are going to be wet from time to time. Whether the water comes from rain or from snow and ice melting from your winter boots, you need to clean up any slippery spots immediately. This is not only for your own safety or peace of mind: if a neighbor, relative or friend is at your home and they suffer a slip and fall accident, you could end up being financially responsible for their medical expenses and more.
When Injuries Happen in Your Home
You know that if someone were to get injured in your home because you failed to clean up a wet floor, you’d feel terrible. What you may not know is how that type of accident could affect you financially. Though most people have homeowner’s insurance that provides coverage, not everybody does: if you own your home and don’t hold a mortgage, you may have opted out of paying insurance premiums. That would make you personally responsible for any claims. Even if you do have homeowner’s insurance when you report an injury to your insurance company you run the risk of having your monthly premium go up. Some insurance companies may even decide that it’s too expensive to provide coverage for you and decide to cancel your policy if you file a claim against them. The best way to avoid this type of problem is to not have it happen in the first place, and make sure that your floors aren’t slippery.
If A Slip and Fall Claim is Filed Against You
If wet floors in your home do end up causing an injury to a visitor, you should expect that person will file a personal injury claim. Once your insurance company receives the claim, they will probably send out an adjuster to hear your side of the story and to examine your property. They will also contact the injured person and ask for information from them, including their medical records and bills. Your insurance company may try to offer a reasonable settlement, but if the person who was injured is represented by an attorney who believes that they deserve more, you could find yourself facing a long, drawn-out court battle, and on the receiving end of a big court judgment for the person who was hurt in your home.
Slip and fall lawsuits are designed to teach people to exercise more care and to punish those who are careless. Make sure that there are no wet floors in your home to avoid creating a painful injury for your visitors and financial hardship for yourself.
If you have been injured in a slip and fall accident due to wet floors, contact Jonathan Perkins Injury Lawyers. We can help.